Debt
Long-term loans
As of December 16, 2024
| Lenders | Amount （million yen） |
Interest rate | Borrowing date |
Due date | Notes |
|---|---|---|---|---|---|
| Sumitmo Mitsui Banking Corporation Resona Bank |
8,000 | 0.75% (Fixed rates) (Note 1) |
December 16,2016 |
November 30,2026 |
Unguaranteed Unsecured |
| Sumitomo Mitsui Trust Bank SBI Shinsei Bank |
3,000 | 0.54% (Fixed rates) (Note 1) |
October 26,2017 |
July 31,2025 |
Unguaranteed Unsecured |
| Nanto Bank | 1,000 | 0.54% (Fixed rates) (Note 1) |
October 26,2017 |
July 31,2025 |
Unguaranteed Unsecured |
| Resona Bank | 1,000 | 0.71% (Fixed rates) (Note 1) |
October 26,2017 |
July 30,2027 |
Unguaranteed Unsecured |
| Sumitmo Mitsui Banking Corporation Fukuoka Bank |
5,000 | 0.73% (Fixed rates) (Note 1) |
October 31,2017 |
October 29,2027 |
Unguaranteed Unsecured |
| SBI Shinsei Bank | 1,000 | 0.57% (Fixed rates) (Note 1) |
March 01,2018 |
January 30,2026 |
Unguaranteed Unsecured |
| Resona Bank | 500 | 0.57% (Fixed rates) (Note 1) |
March 01,2018 |
January 30,2026 |
Unguaranteed Unsecured |
| Sumitmo Mitsui Banking Corporation | 2,000 | 0.53% (Fixed rates) (Note 1) |
May 15,2018 |
April 30,2025 |
Unguaranteed Unsecured |
| Mizuho Bank | 1,500 | 0.56% (Fixed rates) |
May 15,2018 |
April 30,2025 |
Unguaranteed Unsecured |
| Misuho Trust & Banking | 1,700 | 0.62% (Fixed rates) |
August 01,2018 |
July 31,2028 |
Unguaranteed Unsecured |
| Mizuho Bank | 2,500 | 0.68% (Fixed rates) |
November 01,2018 |
October 30,2026 |
Unguaranteed Unsecured |
| Sumitmo Mitsui Banking Corporation | 3,000 | 0.57% (Fixed rates) (Note 1) |
November 01,2018 |
October 31,2025 |
Unguaranteed Unsecured |
| Mizuho Bank | 1,500 | 0.40% (Fixed rates) (Note1) |
November 30,2021 |
October 30,2026 |
Unguaranteed Unsecured |
| Mizuho Bank | 3,300 | 0.46% (Fixed rates) (Note1) |
November 30,2021 |
November 30,2028 |
Unguaranteed Unsecured |
| Mizuho Bank (Green Loan) | 4,000 | 0.51% (Fixed rates) (Note1) |
November 30,2021 |
November 30,2029 |
Unguaranteed Unsecured |
| MUFG Bank | 1,000 | 0.38% (Fixed rates) |
January 12,2022 |
December 30,2024 |
Unguaranteed Unsecured |
| SBI Shinsei Bank | 1,000 | 0.43% (Fixed rates) (Note1) |
January 12,2022 |
December 30,2026 |
Unguaranteed Unsecured |
| Sumitomo Mitsui Trust Bank | 1,000 | 0.38% (Fixed rates) (Note1) |
January 12,2022 |
December 30,2026 |
Unguaranteed Unsecured |
| Sumitmo Mitsui Banking Corporation | 1,000 | 0.48% (Fixed rates) (Note1) |
January 12,2022 |
December 29,2028 |
Unguaranteed Unsecured |
| Mizuho Bank | 1,000 | 0.62% (Fixed rates) (Note1) |
March 25,2022 |
February 28,2029 |
Unguaranteed Unsecured |
| Resona Bank | 300 | 0.60% (Fixed rates) (Note 1) |
March 25,2022 |
February 28,2029 |
Unguaranteed Unsecured |
| Sumitomo Mitsui Trust Bank SBI Shinsei Bank The Juhachi-Shinwa Bank |
7,000 | 0.72% (Fixed rates) (Note 1) |
November 30,2022 |
November 30,2027 |
Unguaranteed Unsecured |
| Fukuoka Bank | 1,500 | 0.68% (Fixed rates) (Note 1) |
June 19,2023 |
May 31,2028 |
Unguaranteed Unsecured |
| Sumitomo Mitsui Trust Bank SBI Shinsei Bank Kansai Mirai Bank The Chiba Bank |
3,500 | 1.05% (Fixed rates) (Note 1) |
October 31,2023 |
October 31,2028 |
Unguaranteed Unsecured |
| Sumitmo Mitsui Banking Corporation Fukuoka Bank |
2,500 | 0.67% (Fixed rates) (Note 1) |
November 30,2023 |
November 30,2026 |
Unguaranteed Unsecured |
| Sumitmo Mitsui Banking Corporation Aozora Bank Ogaki Kyoritsu Bank |
3,500 | Base rate＋0.28％ (Note 2) |
November 30,2023 |
November 30,2028 |
Unguaranteed Unsecured |
| Sumitmo Mitsui Banking Corporation Resona Bank |
4,000 | Base rate＋0.32％ (Note 2) |
November 30,2023 |
November 29,2030 |
Unguaranteed Unsecured |
| Development Bank of Japan | 1,500 | 1.24％ (Fixed rates) |
November 30,2023 |
November 29,2030 |
Unguaranteed Unsecured |
| MUFG Bank | 1,000 | 0.90％ (Fixed rates) |
December 01,2023 |
November 30,2028 |
Unguaranteed Unsecured |
| SBI Shinsei Bank (Green Loan) | 1,000 | Base rate＋0.31％ (Note 2) |
December 01,2023 |
November 29,2030 |
Unguaranteed Unsecured |
| Sumitmo Mitsui Banking Corporation | 1,000 | 1.12％ (Fixed rates) |
December 01,2023 |
November 29,2030 |
Unguaranteed Unsecured |
| The 77 Bank | 500 | 1.17％ (Fixed rates) |
December 01,2023 |
November 29,2030 |
Unguaranteed Unsecured |
| Mizuho Bank | 1,000 | 1.19％ (Fixed rates) (Note 1) |
January 31,2024 |
July 31,2031 |
Unguaranteed Unsecured |
| The Nishi-Nippon City Bank | 500 | Base rate＋0.27％ (Note 2) |
March 01,2024 |
February 28,2029 |
Unguaranteed Unsecured |
| Mizuho Bank | 1,000 | Base rate＋0.31％ (Note 2) |
March 01,2024 |
February 28,2031 |
Unguaranteed Unsecured |
| Mizuho Trust & Banking | 1,000 | Base rate＋0.31％ (Note 2) |
March 01,2024 |
February 28,2031 |
Unguaranteed Unsecured |
| Kansai Mirai Bank | 400 | 0.82% (Fixed rates) (Note 1) |
April 30,2024 |
May 31,2027 |
Unguaranteed Unsecured |
| MUFG Bank | 1,500 | 0.82% (Fixed rates) |
April 30,2024 |
April 30,2027 |
Unguaranteed Unsecured |
| Mizuho Trust & Banking | 2,000 | Base rate＋0.31％ (Note 2) |
April 30,2024 |
April 30,2031 |
Unguaranteed Unsecured |
| The Chiba Bank | 500 | 1.14% (Fixed rates) (Note 1) |
October 11,2024 |
September 28,2029 |
Unguaranteed Unsecured |
| MUFG Bank | 1,500 | 0.98% (Fixed rates) |
October 31,2024 |
October 31,2027 |
Unguaranteed Unsecured |
| Sumitomo Mitsui Trust Bank | 3,000 | 1.17% (Fixed rates) (Note 1) |
November 29,2024 |
November 30,2027 |
Unguaranteed Unsecured |
| Sumitomo Mitsui Trust Bank | 500 | 1.30% (Fixed rates) (Note 1) |
November 29,2024 |
November 30,2029 |
Unguaranteed Unsecured |
| Nanto Bank | 1,000 | 1.21% (Fixed rates) |
November 29,2024 |
November 30,2031 |
Unguaranteed Unsecured |
| Ogaki Kyoritsu Bank | 500 | 1.45％ (Fixed rates) (Note 1) |
November 29,2024 |
November 30,2031 |
Unguaranteed Unsecured |
| Subtotal | 85,700 | ||||
- The loan has a floating interest rate, but fixed debt cost by concluding the interest rate swap agreement is stated.
- Base rate is three-month Japanese yen TIBOR rate.
Short-term loans
MIRAI has not short-term loan.
Investment corporation bonds
As of December 16, 2024
| Bond name | Amount （million yen） |
Interest rate | Issunance date | Redemption date | Notes |
|---|---|---|---|---|---|
| #1 Investment Corporation Bond | 1,000 | 0.64% | July 26, 2018 |
July 26, 2028 |
Unguaranteed Unsecured |
| #2 Investment Corporation Bond | 1,000 | 0.80% | July 13, 2020 |
July 12, 2030 |
Unguaranteed Unsecured |
| #3 Investment Corporation Bond | 2,000 | 0.70% | September 28, 2021 |
September 26, 2031 |
Unguaranteed Unsecured |
| #4 Investment Corporation Bond | 1,000 | 0.98% | September 28, 2021 |
September 26, 2036 |
Unguaranteed Unsecured |
| #5 Investment Corporation Bond (Green Bond) | 1,200 | 0.70% | November 30, 2021 |
November 28, 2031 |
Unguaranteed Unsecured |
Commitment line agreements
As of December 16, 2024
| Counterparty | Maximum amount （million yen） |
Start of contract |
Maturity of contract |
Maximum borrowing period |
Note |
|---|---|---|---|---|---|
| Mizuho Bank | 3,000 | September 29,2024 |
September 28,2025 |
12 months | Unguaranteed Unsecured |